Get pre-qualified in 24-48 hours with 25+ years of local lending expertise. Conventional, FHA, VA, and Jumbo loans, we find the perfect fit for your financial goals.
100% free. No credit pull required. No obligation.
Mortgage services by Stark Processing. Laurie Ann Longhi, NMLS #336981. Equal Housing Opportunity.
Getting the best mortgage rate in Fort Lauderdale is easier than you think.
Fill out our simple form above or call us directly. In 24-48 hours, we’ll have everything we need to start shopping rates for your Fort Lauderdale purchase or refinance.
We compare rates from dozens of lenders to find you the lowest rate and best terms. Our volume relationships mean we get wholesale pricing you can’t find on your own.
Lock your rate, get your approval, and close on time. Our local team guides you through every step, no surprises, no delays, no stress.
Whether you’re a first-time buyer or a seasoned investor, we have the right loan for you.
Fixed and adjustable rates with as little as 3% down. Competitive rates for borrowers with good credit. No PMI with 20% down.
Government-backed loans with just 3.5% down. More flexible credit requirements, ideal for first-time homebuyers in Fort Lauderdale.
Exclusive to veterans and active military. No down payment, no PMI, and competitive rates. Thank you for your service.
For Fort Lauderdale luxury properties above conforming limits. Competitive rates on high-value homes with flexible terms.
Finance your next rental or commercial property. DSCR loans, portfolio lending, and fix-and-flip financing available.
Lower your rate, shorten your term, or access your equity. We analyze your current mortgage to see if a refinance makes sense.
Local expertise, wholesale rates, and a commitment to closing on time.
Our lending volume gives us access to wholesale pricing from top lenders. You get better rates than walking into a bank.
We know Fort Lauderdale real estate inside and out. From condo requirements to flood zone specifics, our local knowledge saves you time and money.
Don’t lose your dream home to slow underwriting. Our streamlined process means you get a pre-approval letter the same day, typically in 24-48 hours.
No hidden lender fees, no bait-and-switch rates. We provide a clear Loan Estimate so you know exactly what you’re paying.
Buy your home AND get your mortgage through one team. Seamless coordination means faster closings and fewer surprises.
Specialized in investment property financing including DSCR loans, portfolio products, and commercial lending for Fort Lauderdale investors.
With rates stabilizing and Fort Lauderdale property values continuing their upward trend, now is an excellent time to purchase or refinance. Whether you’re buying your first home or expanding your investment portfolio, locking in today’s rates could save you thousands over the life of your loan.
Our team monitors rates daily and proactively contacts clients when rate drops create savings opportunities.
Real testimonials from families who saved thousands on their mortgages.
“We were quoted 7.2% by our bank. Florida Real Estate Solutions got us 6.4% with lower closing costs. On a $450K home, that’s over $200/month savings. Incredible service.”
“As a veteran, I wanted to use my VA benefit but didn’t know where to start. They handled everything, from the VA appraisal to closing. Zero down payment and an amazing rate.”
“I refinanced my Fort Lauderdale investment property and used the equity to purchase another one. Their DSCR loan product made it easy to qualify based on rental income alone.”
Common questions from Fort Lauderdale homebuyers about our mortgage services.
No! Our initial rate quote is based on a soft pull which does not affect your credit score. A hard inquiry only happens when you formally apply for a loan, and even then it’s a small, temporary impact.
Typically 25-30 days from application to closing, though we’ve closed in as few as 14 days when needed. We pride ourselves on our 98% on-time closing rate.
Minimum scores vary by program: Conventional (620+), FHA (580+), VA (no minimum but typically 580+). Even if your score is lower, we have options, contact us to discuss your situation.
Absolutely! We specialize in investor loans including DSCR (debt service coverage ratio) loans that qualify based on rental income, not personal income. Great for building a portfolio in Fort Lauderdale.
Banks offer only their own products. We shop dozens of lenders to find your best rate. Our wholesale access means lower rates and fees than you’d get walking into a bank, plus personalized, local service.
Mortgage services by Stark Processing. Laurie Ann Longhi, NMLS #336981. Equal Housing Opportunity.
Get your free, no-obligation rate quote today. Rates change daily, don’t wait.
FRES Assistant
Homes · Mortgages · Property Management
